Slips, trips, falls, crashes and spills—accidents can happen anywhere at any time, especially during the icy, wet winter months. Winter accidents can result in both a physical and financial strain, but a supplemental accident policy can help cushion the blow.
Did you know? According to the Bureau of Labor Statistics, in 2014, over 42,000 work injuries and illnesses involved ice, sleet or snow, resulting in falls, trips, overexertion and other incidents. And, injured workers took a median of nine days to recover from their winter-related injuries and illnesses.1
Steps and preventive measures can be taken to help protect against the physical burdens that come with a winter accident hospitalization, such as checking for hazards, reporting unsafe conditions and wearing appropriate footwear. But, what about the financial costs of a winter accident?
A hospitalization, accident or illness can be costly. Even if covered by major medical insurance, costs like insurance deductibles, travel expenses and loss of income can add up. There’s no way of knowing when an accident or hospitalization will happen, but with a Platinum-marketed policy, our customers can help protect against the unexpected and focus on recovery, not out-of-pocket medical expenses.
1 Bureau of Labor Statistics, U.S. Department of Labor. 42,480 work injuries involved ice, sleet, or snow in 2014. Retrieved from https://www.bls.gov/opub/ted/2016/42480-work-injuries-involved-ice-sleet-or-snow-in-2014.htm.
Platinum is a marketer of supplemental health insurance products. Policies have exclusions and limitations. For costs and complete details of coverage, contact Platinum Supplemental Insurance.